Travel credit cards are designed to let you take the vacations you have always dreamed of having. These credit cards are loaded with a lot of benefits that save you the stress that comes when you travel. We have taken time to really look at all travel cards out there and pick out the best for you. There is a credit card for everyone.
You might be someone who values travel cards for hotels or flat rate rewards over other perks, we have you covered. Below are our top picks in each travel card category. Choosing a travel card can be a bit tricky. Click Here to learn all you need to make the right choice.
Best Credit Card for Flat Rate Rewards
Capital One Venture Rewards Credit Card Review
- There are no transaction fees charged.
- You aren’t limited to one hotel or one airline.
- No limit to the number of reward miles you can earn.
Capital one venture rewards credit card is the right card for people who want their travel expenses to be funded by various rewards. With this travel credit cards, you don’t have to worry about blackout dates or confusing reward schemes. When you use the card, you use the card, get granted 2miles travel awards. Capital one venture rewards credit card also let book your flights on any website or travel agent you desire.
One reason why we like this travel card is it is really flexible. At the first year of using this travel credit cards, you will not be charged an annual fee. However, after the first year of using the card which is quite low when you want to compare it with other cards.
You have to pay an annual fee charge of $95 after the first year. Capital One Venture Rewards Credit Card doesn’t limit you to a specific hotel or airline. You also earn for yourself 2miles on every $1 each time you use the travel card to make purchases.
There is also an impressive signup bonus which comes with the first 3 months of opening the account. When you use up to $3000 on spending, you get 50000 miles which happen only once.
With Capital One Venture Rewards Credit Card you do get benefits which are particular to one airline. So, if you are the kind of person who is loyal to an airline, you might want to compare this travel card with the travel credit cards of that airline.
Best Credit Card For Airlines Miles and A Large Bonus
Chase Sapphire Preferred Card Review
- An impressive signup bonus.
- Very flexible rewards.
- Metallic design.
The Chase Sapphire Preferred Card travel credit cards give you pricy rewards if you travel often. The travel card is a great combination of an impressive flexible plan for redeeming rewards as well as good travel benefits. A cardholder interested in rewards can make good use of the chase sapphire preferred card.
Using Chase Sapphire Preferred Card, you are not limited to a particular airline restaurant. It allows you to use the rewards in varying places. You also earn points for using the card for making purchases. Should you use the card for dining at a restaurant or traveling, you earn 2 points on the dollar. On other related purchases, you get rewarded with 1 point on every $1.
One good thing about this travel credit cards is that if you use the chase ultimate rewards to book your travel, the points will be 25% more. Chase Sapphire Preferred Card also has an impressive sign-up bonus. When you spend up to $4000 within the first 3months, you get rewarded with 50000 bonus points.
The only drawback we could find about this card is it not particular to a single airline. As a result, you do not have priority boarding and free checked bags benefits.
Best Credit Card with No Annual Fee
Bank of America Travel Rewards Credit Card Review
- Great for those who hold a Bank of American account.
- Very flexible travel rewards.
- Added security with chip technology.
The Bank of America Travel Rewards Credit Card is a very travel credit cards for reward. Users of this travel card don’t have to pay an annual fee throughout the use of the card. Rewards can be earned easily and redeemed without much stress. In addition, it also offers a kind sign up bonus.
You are able to redeem points when you pay for your travel expenses using the card. Users of the Bank of America Travel Rewards Credit Card can book for their hotels and flights at any airline, travel agency or hotel. What this means is that the card is not specific or branded to a particular airline.
You also get the chance to earn 1.5 points for every dollar. This only happens when you use the card to pay for expenses and each point is worth a cent. Given that you don’t have to pay an annual fee, we feel this is pretty much a very generous reward rate. Should you spend up to $1000 in the first 3 months, you get a signup bonus of 20000 points.
As travel credit cards go, this one offers a sign-up bonus which is quite low by travel reward cards standard. If you don’t have a Bank of America account, you will not be able to enjoy the full features of the travel credit cards.
Best Credit Card with Chip and Pin
Barclaycard Arrival Plus World Elite Mastercard Review
- 0% APR on all balance transfers.
- You can redeem your points without stress.
- Every time redeem, you get 5% back to use for your next redemption.
The Barclaycard Arrival Plus World Elite Mastercard is said to have the highest reward rate for travel credit cards. It brings to the table value, pricy travel rewards and it’s really flexible. Because of its chip and pin feature, you are able to use the card for international travels. Also, if you’re the kind who makes use of the travel credit cards a lot, then you should definitely consider this card.
The Barclaycard Arrival Plus World Elite Mastercard gives a 2mile reward for each dollar you spend. All you need to do is make travel payment using the card. Then you will be allowed to redeem the miles you earned. Another good thing about this travel credit cards is that you are not limited to a branded airline.
What this means is that you are allowed to use any airline or travel agent of your choice. The travel card comes with a 0% APR fee on balance transfers. What this means is that you will not be charged when you want to make balance transfers using this card.
However, you should be aware that there is a 3% transfer fee charged on all balance transfers. You also get a signup bonus of 40000 points when you make spending up to $3000 in the first 3months.
One drawback of Barclaycard Arrival travel credit cards is to earn a big enough bonus, you will have to spend within the region of $30000 a year. It doesn’t give you the benefits that come with a branded airline credit card.
Best Credit Card for Hotels
- You can transfer points to airlines.
- Great for those who stay at Starwood hotels.
If you are the kind of traveler who likes to stay in luxury hotels, then this card is the best for you. The Starwood Preferred Guest Credit Card is quite good especially if you like to book rooms at Starwood hotels. You get free hotel internet and WIFI in addition to a free night’s stay. You only get the free night’s stay reward when you redeem your reward points for 3 to 5 nights in a row.
It offers you bonus points when you stay at any Starwood hotel. If you’re staying at any SPG location which takes part in the bonus offers, you get 5-star points for every dollar spent. If you stay at any Marriott rewards property, you get 2-star points for each dollar spent. You get a 1-star point on any other spending you make using the card.
Although you get more dollar points when you redeem the start point for hotel stays, you can transfer your points to regular flier program. When you use the card to make up to $3000 in spending within the first 3months, you get a signup bonus of 20000.
You won’t get full of benefits of using the travel credit cards if you don’t stay at any Starwood hotel. As a result of American Express being accepted around the world, you can use the card abroad. Also, this card is not ideal for people who travel on a budget.